In the affluent CA neighborhood where I live part of the year – I constantly see brand new $100,000+ vehicles, $10,000+ bicycles, and very high-end e-bikes (many of them operated by teenagers). The post Rates Are Tumbling – Where’s The Bottom? appeared first on JVM Lending.

For many aspiring homeowners, the idea of buying a home without a down payment may seem too good to be true. However, there are mortgage programs offering 100% financing that make this possibility a reality. Instead of being held back by traditional upfront cash requirements, buyers now have access to loan options […]

Rocket bought Redfin for $1.75 billion, as most everyone knows by now. The post Rocket Bought A Website And A Sh*tload Of Exposure And Data (AKA Redfin): Observations appeared first on JVM Lending.

A gift of equity allows a homeowner to sell their property to a family member or close associate for less than its market value. The difference between the market value and the sale price is considered a gift, which the buyer can use as a down payment. This can be a great way to help a loved one purchase a home while […]

Buying a home is an exciting journey, but how long does it really take? From mortgage pre-approval to closing day, the timeline can vary based on market conditions, financing, and more. In this guide, we break down each stage of the process so you can plan ahead and move forward with confidence. The post How Long Does […]

I’ve blogged about this struggling young couple many times. She (I’ll call her Susan) was an escrow assistant, he (I’ll call him Mike) worked for the city, and their combined income was $165,000 per year in the early 2000s. The post Myths: Trump Tamed Inflation; Biden Left Strong Economy appeared first on JVM […]

One of the biggest and most unexpected boosts to my business came from a competitor: E-Loan. Founded in the late 1990s, they were the first major entity to embrace online mortgage lending. The post Shocking: Real Estate Agents Are Acting As Loan Officers Too appeared first on JVM Lending.

My son was recently looking to buy a home in Austin, Texas. He thought he held all the cards, given that he’s highly qualified and given that the internet continues to scream that Austin is ground zero for the housing meltdown. But...not so much. The post 5 Threats to Home Prices; Uh-Oh…or Much Ado About Nothing? […]

I blogged about Zillow’s flaws many times over the years, starting in 2014, and I am amazed things have not improved more, particularly with the advent of AI. I am bringing it up again today because I see so many frustrated appraisers and listing agents complaining about Zillow. The post Zillow: As Flawed As It Ever […]

We send out millions of marketing emails each year. Despite that massive volume, we have very high open rates, no spam issues, and very few unsubscribes because we ensure every email is short, interesting, and informative. The post Simplest, Easiest, Most Failsafe Marketing Content Idea appeared first on JVM Lending.