Is now a good time to buy a home? In 2025, buyers are seeing more inventory, stabilizing home prices, and manageable mortgage rates. Learn how today’s market conditions, your financial readiness, and long-term goals all play a role in deciding whether now is the right time to buy. The post Is Now A Good Time To Buy […]

For years up through 2022, agents and loan officers alike repeated the mantra: “Marry The Home; Date The Rate”. The meaning was this: Worry about the house because it is more permanent; don’t worry about prevailing interest rates, as you can refinance later when rates fall. So, when rates remained higher for the […]

In this guide, we'll cover everything you need to know about property taxes in Louisiana, ensuring you're well-equipped to handle this aspect of homeownership. If you’re considering buying a home in Louisiana, we recommend familiarizing yourself with what to expect in terms of tax costs. The post When Are Property […]

In this guide, we'll cover everything you need to know about property taxes in Illinois, ensuring you're well-equipped to handle this aspect of homeownership. If you’re considering buying a home in Illinois, we recommend familiarizing yourself with what to expect in terms of tax costs. The post When Are Property […]

The Fed only controls short-term overnight rates, not long-term rates like mortgages and the 10-Year Treasuries. Long-term rates are influenced by two things only: (1) Growth expectations, and (2) Inflation expectations. The post Fed Cuts; Rates Rise Again; 9 Fed Officials Say No More Rate Cuts; Should We Worry? […]

Learn how home loans mortgage insurance works, what drives the monthly cost, and the differences between private mortgage insurance (PMI) and the mortgage insurance premium (MIP) on an FHA loan. We cover when PMI can be removed, how LPMI works, and smart ways to plan your monthly mortgage payment without having to put […]

Starting in 2025, most VA borrowers no longer face loan limits, giving veterans, service members, and surviving spouses with full entitlement the ability to buy above FHFA’s conforming loan limits with zero down payment. Thanks to the Blue Water Navy Vietnam Veterans Act, VA loan limits were eliminated, but they can […]

Jason Hartman is one of the most preeminent residential real estate experts in the arena. He’s fearless, willing to debate anyone, and he’s chock-full of facts. And he recently posted a short video that crushes the “crash bros” who continue to predict residential real estate Armageddon: DOOMERS are Like Broken […]

A home inspection is a crucial step in buying or selling. Learn what’s included, common red flags, and how to prepare for a smooth process. The post Home Inspection Checklist: How Homebuyers Can Prepare appeared first on JVM Lending.

Title insurance protects homebuyers and lenders from unexpected claims tied to a property's history. Learn how it works, what it costs, and why it matters when buying a home. The post What Is Title Insurance? What Homebuyers Need to Know appeared first on JVM Lending.