Property taxes in Cobb County, Georgia fund essential community services such as schools, law enforcement, and public infrastructure. Each year, the Cobb County Board of Tax Assessors determines property values as of January 1, and homeowners receive bills by mid-August, with payments due by October 15. This guide […]

This is a reminder that lenders (rather than sellers) can pay for temporary buydowns, including 2-1 buydowns. The post 3 Appraisal Types Agents Need To Know; Lender-Paid Buydowns; Lenders Can’t Charge For Credit Repair… appeared first on JVM Lending.

Understanding property taxes in Gwinnett County, Georgia, is key to managing your homeownership costs. This comprehensive guide covers how property taxes are calculated, when bills are due, what exemptions are available, and what happens if payments are late. Learn how reassessments and appeals work, how to pay online […]

Refinancing your mortgage can lower your monthly payments, shorten your term, or unlock home equity—but it’s important to understand the true costs. Most refinances cost between 2% and 6% of your loan amount, including fees for origination, appraisal, title, and escrow. The total can range from several thousand to […]

The Fed cut the Fed Funds Rate by 0.25%, exactly as expected, and long-term rates shot higher shortly thereafter – and they are again higher today. Rates shot up largely in response to Mr. Powell’s “hawkish” comments during his follow-up press conference. He made it very clear that an additional rate cut in […]

Today is “Fed Day,” and the market has already “priced in” or accounted for a 0.25% cut in the Fed Funds Rate (93% chance per the betting markets). This is a quick reminder, too, that the Fed Funds Rate is only a short-term (overnight) rate that banks charge each other for overnight borrowing, and it does not […]

The Chenoa Fund is a nationwide down payment assistance program created by the CBC Mortgage Agency to make homeownership more attainable. By offering 3.5% or 5% assistance as a forgivable or repayable second mortgage, it helps qualified buyers meet FHA down payment requirements and cover closing costs. This guide […]

Understanding property taxes in Pinellas County is essential for every homeowner. These taxes fund vital local services like schools, law enforcement, and infrastructure, while also impacting your overall cost of homeownership. This complete guide explains how property taxes are calculated, when bills are mailed, key […]

Property taxes are a key part of homeownership in Palm Beach County, Florida. This guide explains everything local homeowners need to know, from how taxes are calculated to when payments are due. You’ll learn about the assessment process, early payment discounts, available exemptions, and what to do if your bill […]

Your debt to income ratio (DTI) plays a key role in determining whether you qualify for a mortgage and how much home you can afford. This guide breaks down what DTI means, how lenders calculate it, and what a good debt to income ratio looks like for mortgage approval. You’ll also learn simple, effective ways to […]