I recently read an interview with B of A’s head of consumer lending (which includes mortgages). One of the things he predicted for 2026 was a shift to alternative mortgages. I laughed – because he is about five years behind. The rest of the mortgage industry was – out of necessity – forced to fully embrace […]

The internet is so interesting and fun that I can’t believe it’s legal. I’ve been stuck on episode 5 of Pluribus for over a month now because YouTube and X are so good at feeding me fascinating videos. Last night alone I learned that Turkey has a surprisingly strong military (9th strongest), that there are three […]

Interest rates hardly budged in the aftermath of the U.S. raid on Venezuela – and it tells us much, given the bond market’s track record of accurate predictions. If violence or war in Venezuela were likely to escalate, rates would probably be falling - like they typically do when the world is facing serious […]

For my last blog of 2024, I wrote about the time I almost died pedaling my bicycle over a mountain pass in a blizzard. I wrote that blog on a The post That Time I Almost Died Part II appeared first on JVM Lending.

On Friday, December 26th, when most of the world was shut down, we were awash in purchase contracts – receiving more in one day than we’ve received on any other day all year. What made it more interesting is that most of the contracts were isolated to one area. The reason is very telling – particularly for […]

VA loan limits for 2026 no longer restrict most eligible borrowers. Veterans and service members with full entitlement can purchase homes at any price with zero down. Learn when loan limits still apply, how entitlement works, and what you need to qualify. The post VA Loan Limits for 2026 appeared first on JVM Lending.

This is what really frustrates me! On Monday, I blogged about how strong GDP (economic) growth pushes rates up: Why Mortgage Banks and Democrats Hope Trump Is Wrong. And – I had to wait an entire day to be proven right… I hate that! The post Merry Market Confusion! appeared first on JVM Lending.

The Federal Housing Administration (FHA) has announced the FHA loan limits for 2026, reflecting changes in housing market conditions and providing new opportunities for homebuyers. These updated limits are designed to keep pace with rising home prices, offering more flexibility for borrowers seeking FHA-backed […]

The Federal Housing Finance Agency (FHFA) recently announced the conforming loan limits for 2026, bringing some exciting news for prospective homebuyers. As housing prices continue to evolve, the updated limits provide greater flexibility for those seeking to finance their dream homes. This guide dives into what these […]

In 2026, the FHFA raised Georgia's baseline fha loan limit to $541,287, climbing to $718,750 in high-cost counties. This guide explains how those limits are calculated, what they mean for your interest rates and qualification criteria, and why staying within them can save you money on your next home purchase. The post […]